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Welcome to our latest newsletter….

Although we've had a recent respite from rate rises, the cash rate has been on the rise for over a year now, and while this may impact your home loan interest rate and monthly mortgage repayments, it can also affect your investment portfolio. Explore more here.

If you’ve taken a break from work or haven’t been able to make extra super contributions, you may be eligible to make catch-up concessional contributions to top up your super.

What does it mean to be a sophisticated investor? Here, we explain what it means and what the benefits and risks are.

When your Will includes a testamentary trust, it may help protect your assets for the long term. Just make sure it is the right move for you. Discover more in this article.

We’re just over mid-way through the year and winter has definitely set in which means we drag our heels a little more around this time of year. In our final article, discover ways you can overcome the winter blues and put a spring back in your step.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (02) 4365 4275 or email deb@todayadvice.com.au

Kind regards,

Today Advice

How do interest rates affect your investments?

Rising interest rates are causing a lot of worry for some, but are good news for others. Read more >>>

How catch-up concessional contributions work

If you’ve had interrupted income, or just haven’t been in a position to put as much into super as you’d like, catch-up concessional contributions may provide an opportunity to top up at a more convenient time. Read more >>>

The pros and cons of being a sophisticated investor

Many Australians now technically qualify to be certified as a sophisticated investor, but what are the benefits and risks? Read more >>>

Who needs a testamentary trust?

When your Will includes a testamentary trust it may help protect your assets for the long term. Just make sure it is the right move for you. Read more >>>

Getting your bounce back

Life is pretty frantic, and it is common to feel like it’s a struggle to keep up the pace. In fact, feeling exhausted is so common that it has its own acronym, TATT, which stands for "tired all the time". Read more >>>